How much what kinds of insurance does a Houston dump truck carry?
A: Houston dump truck accident attorneys respond that the Texas Department of Transportation (TxDOT) mandates that Houston dump trucks (and commercial dump trucks throughout Texas) carry minimum liability insurance of $500,000 to cover injuries and property damage from accidents they might cause.
This amount of $500,000 applies to any vehicle with a gross combined vehicle weight (GCVW) greater than 26,001 pounds. This GCVW applies to most commercial dump trucks with the exception of some small, single-axle 3 to 5 yard box trucks. If dump trucks operate across state lines into more than one state, the U.S. DOT mandates minimum liability coverage of $750,000 for those dump trucks that do not carry hazardous materials.
Our Houston dump truck accident attorneys point out that most dump trucks are huge, heavy vehicles that carry weighty and fairly unstable loads. The loaded trucks' high centers of gravity make them prone to tipping over. And their weight and balance issues make them slow to respond to changes in speed and direction. The trucks also have very large blind spots. So dump truck collisions happen on a frequent basis compared to other types of commercial trucks, Except for vans, they have the highest number of accidents of any type of commercial truck. And dump truck collisions can easily result in costs and expenses far beyond the $500,000 or even $750,000 insurance policy limits.
If a Houston dump truck accident has injured you, know that there may be several parties liable for your injuries from whom you could obtain the necessary financial compensation to cover your expenses. Consult with experienced Houston dump truck accident attorneys like ours at Denena & Points. They could explain to you your various legal options for obtaining the financial recovery you deserve from the traumatic collision. Contact us today for a free and confidential consultation to thoroughly review your accident and potential claims.
Call us at 877-307-9500 to speak with a Board Certified Houston Personal Injury Attorney about YOUR case today!